To insure the security
and confidentiality of credit card and other personal data sent by your customers
over the internet, Intersessions has secure web servers (SSL) on all of its computers.
These secure servers may be used at no charge by all of our customers.
When combined with a digital certificate issued by a certificate authority (e.g.,
Thawte or Verisign) the data can be encrypted and sent securely over the internet.
On each of our servers we have digital certificates also available for
your use at no charge. You can send out web pages and receive form data back through
the secure server by using a URL in the form:
For more information on using our secure servers and digital certificates please
consult our customer
However, you may not want our server names appearing in your URL. If so, through
our partnership with Thawte you can save $25 off the regular price of a one-year
digital certificate. For more information or to obtain a Thawte or Verisign digital
certificate click here.
Intersessions is proud
to offer merchant account and real time credit card processing services to our customers.
Through our partners at Heartland Bank and VeriSign Payment Services, you can accept
Mastercard, VISA, Discover and American Express online, 24 hours a day, 7 days a
Founded in 1887, Heartland Bank has offices throughout St. Louis and surrounding
counties. Heartland Payment Systems, member service provider for Heartland Bank,
is one of the largest merchant service providers in the nation with 24 hour 7 days-a-week
customer service, and processing for every major credit card. With Heartland Payment
Systems you can complete a merchant account application online and begin to accept
credit cards in as little as 48 hours!
PayFlowPro is a real-time secure transaction processing system that functions
as a payment service on the Internet. Merchants can use PayFlowPro as a virtual terminal
to submit, authorize, capture and settle credit card transactions with complete security
without the need for a separate terminal.
The Payflow Pro client software is a small SSL TCP/IP enabled messaging agent that
controls communications between your application and the Payflow Platform. Payflow
Pro creates a dedicated SSL TCP/IP level communication thread for each transaction
between the client and the server.
By linking a website to PayFlowPro, a Merchant can accept credit card payments from
customers in real-time with complete automation. Transactions are processed in under
2.2 seconds. Merchant and consumer can be e-Mailed immediately after a successful
PayFlowPro allows for:
- Mail or telephone orders
- On-line review of current and
- Ability to upload or download
- Automatic on-line settlement
Merchant Account - Typical Cost Structure
The cost of a merchant account is
composed of charges from two sources. First, is the charge from the credit card company
and it's agent bank for processing your application and then processing credit card
transactions. Second, is the charge for the terminal, terminal software and/or charge
for the use of the payment network. These costs may vary based on previous credit
or business history. However, this is a typical cost structure;
- Heartland Bank merchant account
application fee - $95
- PayFlowPro setup fee - $249
- Heartland Bank credit card transaction
fees - 2.5% plus 30¢ each transaction - monthly minimum of $22.50
- Heartland Bank statement fee
- PayFlowPro monthly fee - $20.00/mo.
* transaction fees can vary with credit
To start accepting credit cards directly through your web site you must first apply
for your a merchant account. Press the link below to start the application process
with Heartland Bank. Heartland can have your merchant account along with VeriSign's
payment service ready within 48 hours of your application.
here to apply for
your Merchant Account today!
Questions? Email us at firstname.lastname@example.org
*Offer based on approved credit. Standard
processing charges apply. US businesses only. Unix servers only